
1. Review Your Insurance Coverage
Check your homeowners and flood insurance policies.
Take photos or videos of your home and valuables for documentation.
Remember: flood damage is typically not covered by standard homeowners insurance.
2. Trim Trees & Secure Your Property
Remove dead limbs and overhanging branches.
Secure outdoor furniture, grills, umbrellas, and décor that could become airborne.
Clean gutters and storm drains.
3. Build or Refresh Your Emergency Kit
Water (1 gallon per person per day for at least 3 days)
Non-perishable food
Flashlights and batteries
First aid supplies
Phone chargers and power banks
Pet supplies if needed
4. Create a Family Emergency Plan
Know evacuation routes from the Outer Banks.
Decide where you’ll go if an evacuation is ordered.
Make sure everyone knows emergency contacts and meeting locations.
5. Prepare for Power Outages
Test generators and stock fuel safely.
Charge backup batteries and power banks.
Consider keeping some cash on hand since card systems may be down after a storm.
Bonus for OBX homeowners: Save important local contacts now—insurance agent, utility companies, tree service, restoration company, and emergency management resources. When a storm is approaching, everyone is calling at once. Having those numbers ready can save valuable time.
If you need assitance with any home storm preparation-Phoenix Restoration is here to help.
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